{"id":342579,"date":"2025-11-12T21:07:38","date_gmt":"2025-11-13T04:07:38","guid":{"rendered":"https:\/\/www.whitecoatinvestor.com\/home-buying\/"},"modified":"2025-11-12T21:07:38","modified_gmt":"2025-11-13T04:07:38","slug":"home-buying","status":"publish","type":"page","link":"https:\/\/www.whitecoatinvestor.com\/home-buying\/","title":{"rendered":"Physician Home Buying Resources"},"content":{"rendered":"<section class=\"hero buy-a-home\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto hero-content text-center\">\n    <i class=\"ikon ikon-orange ikon-xxl ikon-housing mb-4\"><\/i><\/p>\n<h1>Buy a Home<\/h1>\n<div class=\"headline-underscore mx-auto\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<p class=\"mt-0\">\n     You can find plenty of great reasons to own your own home, including the fact that you can have as many pets as you like, you can paint the walls whatever color you prefer, and the landlord can never throw you out on the street. Financially speaking, there are many significant benefits of owning a home. You can avoid paying rent, you can keep any price appreciation, and you can usually deduct mortgage interest and taxes. Most mortgage payments are fixed, so as the years go by, the mortgage actually gets cheaper on an after-inflation basis instead of increasing with <a href=\"\/inflation-basics\/\" class=\"blue\">inflation<\/a> as rent generally does. For most people, a paid-off home reduces required minimum monthly income dramatically, which further reduces the need for <a href=\"\/what-you-need-to-know-about-disability-insurance\/\" class=\"blue\">disability insurance<\/a> and  <a href=\"\/how-to-buy-life-insurance\/\" class=\"blue\">life insurance<\/a>. Plus, you get a larger portfolio nest egg.<\/p>\n<p>     However, there are periods in life when owning your home is not such a great financial move. As a general rule, it does not make sense to purchase a home if you will not be in it for at least five years. During a housing boom, you may break even in less time, but in a housing bust, it may take two or three times that for your home to return to its purchase price, much less break even on the deal.<\/p>\n<p>     Rookie home buyers nearly always underestimate the non-mortgage expenses of owning a home. These include the transaction costs of buying and selling (expect a roundtrip cost of 15% of the value of the home), maintenance costs (1%-4% of the value of the home each year), insurance, taxes, upgrades, furnishings, landscaping, lawn care, snow removal, and homeowner\u2019s association fees.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/T3tB2imqASg\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">How Much Money Should Doctors Spend on a House?<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     Do not borrow as much as the lender will lend you. Just because you can make the payments doesn't mean you should.<\/p>\n<p>     A good rule of thumb is to keep your mortgage amount to no more than two times your gross income. In very expensive areas of the country, you may have to stretch that a bit (perhaps to 3x-4x but not 10x), but realize that comes with very real financial consequences\u2014including working longer; having less in retirement or for college; and having less to spend on lifestyle stuff like vacations, automobiles, and toys.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/3p5yAKuqmRU\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<p class=\"mt-3\">\n     It is a very rare physician who cannot dramatically improve their financial situation by moving inland from the West Coast or East Coast. Another good rule of thumb is to keep your total housing costs (mortgage, taxes, insurance, utilities, maintenance, etc.) to less than 20% of your gross income. <\/p>\n<p>Since doctors need to save 20% of gross for retirement and may pay 30% of gross in taxes, they cannot spend the 30%-40% of gross on housing that a bank will lend them and expect to live \u201cthe good life.\u201d\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Doctor Mortgage vs. Conventional Mortgage<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n     A physician or doctor mortgage is a special loan program that a lender puts in place to attract high-income clients by allowing healthcare professionals, such as doctors and dentists, to secure a mortgage with fewer restrictions than a conventional mortgage.\n    <\/p>\n<div class=\"orange-horizontal-divider my-4\"><\/div>\n<div class=\"row justify-content-center my-4\">\n<div class=\"col-12 col-lg-6\">\n<div class=\"row mb-4 mb-lg-0\">\n<div class=\"col-12 mb-3\">\n<div>\n       <i class=\"ikon ikon-lg ikon-orange ikon-graduate float-start\"><\/i>\n      <\/div>\n<div>\n<h3 class=\"text-darkblue fs-36\">Physician<br \/>Mortgage<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-12\">\n<ul class=\"bullets text-darkblue mt-0 mb-3 mb-lg-0\">\n<li>Young doctor just out of school<\/li>\n<li>Not many assets<\/li>\n<li class=\"mb-0\">No 20% down payment<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-12 col-lg-6\">\n<div class=\"row\">\n<div class=\"col-12 mb-3\">\n<div>\n       <i class=\"ikon ikon-lg ikon-orange ikon-house-loan me-3 float-start\"><\/i>\n      <\/div>\n<div>\n<h3 class=\"text-darkblue fs-36\">Conventional<br \/>Mortgage<\/h3>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"col-12\">\n<ul class=\"bullets text-darkblue my-0\">\n<li>Further advanced in your career<\/li>\n<li>Closer to financial freedom<\/li>\n<li class=\"mb-0\">Refinancing loan to a better rate<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"orange-horizontal-divider my-4\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<p class=\"mt-0\">\n     Common restrictions doctors run into are:<\/p>\n<ul class=\"bullets\">\n<li>No cash<\/li>\n<li>No job yet<\/li>\n<li>No credit<\/li>\n<li>Terrible debt-to-income ratio<\/li>\n<\/ul>\n<p>     Amazingly, some doctors think banks should lend them money just for being doctors. Well, you don't get a pass on math, but there are quite a few institutions that recognize the financial lives of doctors are a little bit unique, that they aren't as bad a credit risk as their high debt-to-income ratio would suggest, and that they can bring other valuable business to the bank.<\/p>\n<p>     <a href=\"\/personal-finance\/the-doctor-mortgage-loan\/\" class=\"btn btn-primary me-3 mb-3 mb-lg-0\">Physician Loans<\/a><a href=\"\/home-loans\/\" class=\"btn btn-primary\">Conventional Loans<\/a>\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"darkblue\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-12 text-center text-white\">\n<h2 class=\"text-white\">Take Control of Your Financial Life<\/h2>\n<div class=\"headline-underscore centered\"><\/div>\n<p class=\"my-4\">Enroll in WCI Financial Boot Camp, a FREE educational email series, and learn to convert your high income to wealth<\/p>\n<div class=\"ck-form-container\">\n     \t\t<div class=\"row wci-ck-signup justify-content-center\">\n\t\t\t<div class=\"col-lg-7\">\n\t\t\t\t<form id=\"wci-ck-form-5622578\" class=\"d-lg-flex\" data-sv-form=\"5622578\">\n\t\t\t\t\t<input name=\"email\" type=\"email\" id=\"wci-ck-form-email-5622578\" class=\"form-control d-block d-lg-inline-block flex-grow-1 mb-3 mb-lg-0 mx-auto mx-lg-2\" placeholder=\"Email Address\" \/>\n\t\t\t\t\t<input type=\"submit\" class=\"btn btn-primary mx-2\" style=\"white-space:nowrap;\" id=\"wci-ck-form-submit-5622578\" value=\"Start Here\" \/>\n\t\t\t\t<\/form>\n\t\t\t<\/div>\n\t\t<\/div>\n\n        <div class=\"wci-ck-signup thank-you\">\n            <h5 class=\"eyebrow\">You're all set!<\/h5>\n            <p>You can unsubscribe anytime using the link at the bottom of any email.<\/p>\n        <\/div>\n\n\t\t<script>\n            jQuery('#wci-ck-form-5622578').on('submit', (e) => {\n\t\t\t\te.preventDefault();\n                const email = jQuery('#wci-ck-form-email-5622578').val();\n                if(email && \/(.+)@(.+){2,}\\.(.+){2,}\/.test(email)){\n                    fetch('https:\/\/api.convertkit.com\/v3\/forms\/5622578\/subscribe', {\n                        method: \"POST\",\n                        headers: { \"Content-Type\": \"application\/json; charset=utf-8\" },\n                        body: JSON.stringify({ api_key: '0AMKyMtso2Lf2MgcoenhEg', email })\n                    })\n                    .then(response => response.json())\n                    .then(data => {\n                        jQuery('.wci-ck-signup').hide();\n                        jQuery('.wci-ck-signup.thank-you').show();\n                    })\n                    .catch(error => {\n                        alert('We were unable to subscribe you. Please try again later.');\n                    });\n                } else {\n                    alert('Please provide a valid email.');\n                }\n            });\n        <\/script>\n\n\t\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Who Should Not Get a Physician Mortgage Loan?<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     If you've decided to buy a home and you are committed to living in an area for more than five years, you should give serious consideration to putting 20% down and getting a conventional mortgage. The improved monthly cash flow will allow you a great deal of financial freedom and the ability to invest (and even spend). You'll save hundreds of thousands of dollars on interest over the life of the loan\u2014and it\u2019s all a guaranteed return, unlike investing a potential down payment elsewhere. But if, for whatever reason, you're going to buy a home AND you can't or don't want to put down 20%, a doctor's loan is a reasonable option and at least as good as the other non-20%-down options.<\/p>\n<p>     <img decoding=\"async\" src=\"https:\/\/static.whitecoatinvestor.com\/images\/physician-vs-conventional-mortgages-desktop.jpg\" class=\"img-fluid d-none d-lg-block\"><br \/>\n     <img decoding=\"async\" src=\"https:\/\/static.whitecoatinvestor.com\/images\/physician-vs-conventional-mortgages-mobile.jpg\" class=\"img-fluid d-lg-none\">\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Conventional 20% Down Mortgage<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3 mb-5\">\n     Conventional mortgages are loans that are not guaranteed by the federal government. They are often the best choice for a mortgage, as they generally offer the most options (30-year fixed, 15-year fixed, ARMs, etc.), the lowest fees, and the lowest interest rates. However, conventional mortgages require proof of earnings and a substantial sum of money to put down. That money, of course, becomes unavailable to invest or pay down student loans.<\/p>\n<p>     <a href=\"\/home-loans\/\" class=\"btn btn-primary me-3 mb-3 mb-lg-0\">Conventional Loans<\/a><a href=\"\/personal-finance\/the-doctor-mortgage-loan\/\" class=\"btn btn-primary-outline\">Physician Loans<\/a>\n    <\/p>\n<h2 class=\"text-darkblue\">Why Medical Residents Shouldn\u2019t Buy a House<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n     While everyone's situation is different, most medical residents probably shouldn't buy a house. Here are a bunch of reasons why.<\/p>\n<ol>\n<li>You don't have a down payment<\/li>\n<li>You don't have any income<\/li>\n<li>You have a ton of debt already<\/li>\n<li>Residency is only 3-5 years long<\/li>\n<li>You can rent a house<\/li>\n<li>New homeowners underestimate the costs of ownership<\/li>\n<li>You won't want to live in that house as an attending<\/li>\n<li>Home maintenance costs either time or money<\/li>\n<li>Residents don't get a tax break for owning a home<\/li>\n<li>Budgeting is easier as a renter<\/li>\n<\/ol>\n<p>     Sometimes buying a house can work out just fine. You might be in a situation where you can't find anything acceptable to rent. Buying will work out better for a longer residency than a shorter one, and if your spouse works too, then you may even see some tax benefits from it. If you know you'll be in the same place for medical school, residency, fellowship, and attendinghood, that allows more years to spread the transaction costs. But for these 10 reasons, the default option for a resident should be to rent, not buy.\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Should I Refinance My Mortgage?<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mb-0\">\n     There are three primary reasons that people <a href=\"\/mortgage-refinance\/\" class=\"blue\">refinance their mortgage<\/a>: to lower their monthly payment, to lower their interest rate, or to take equity out of their home and use that cash for something else.<\/p>\n<p>     Remember, though, refinancing your mortgage is not a free service. You\u2019ll have to pay many of the same fees you did when you got your original mortgage\u2014including application fees, title insurance, appraisal fees, and closing costs. If your original mortgage has a prepayment penalty, you might get stuck with that as well.<\/p>\n<p>     The cost of refinancing a home can vary widely depending on the value of your home and how much money you are borrowing with the new loan. According to Freddie Mac, the average refinance involves paying about $5,000 in <a href=\"\/closing-on-a-home-check-the-math\/\" class=\"blue\">closing costs<\/a>.<\/p>\n<p>     But if you can afford to potentially pay more money per month toward your house while cutting your mortgage length in half or if you want to pay less money per month on the same timeline as before with a lower interest rate, then, yes, refinancing your mortgage can be a great idea.<\/p>\n<p>     Refinancing your home can help you lower your monthly payment, reduce the overall cost of your home, or turn your home equity into cash that you can use. If you\u2019re in a situation where you can accomplish any of these goals, you should definitely think about refinancing.\n    <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"orange-horizontal-divider my-5\"><\/div>\n<div class=\"eyebrow\">The WCI Podcast<\/div>\n<h2 class=\"text-darkblue\">Featured Episodes on Home Buying<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<div class=\"row\">\n     \t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/homeowners-insurance\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/X_Svx-P7Pnw\/sddefault.jpg');\" alt=\"How Much Homeowners Insurance Do I Need?\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">October 7, 2021<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=X_Svx-P7Pnw\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/20715026\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/when-to-rent-vs-buy-a-home-podcast-201\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/WQM_u03XAfo\/sddefault.jpg');\" alt=\"When to Rent vs Buy a Home\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">March 11, 2021<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=WQM_u03XAfo\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/18256115\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/how-to-pay-for-a-house-podcast-102\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/bSyBtLvf2Zs\/sddefault.jpg');\" alt=\"How to Pay for a House\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">April 18, 2019<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=bSyBtLvf2Zs\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/9316337\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n    <\/div>\n<div class=\"row mt-lg-3\">\n<div class=\"col-12\">\n      <a href=\"\/wci-podcast\/\" class=\"orange\"><\/p>\n<h4 class=\"d-inline\">See All <span class=\"total-podcast-count\">400+<\/span> Episodes<\/h4>\n<p><\/a>\n     <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Home Buying Resources<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n     Even when purchasing a home makes sense, it is critical to realize that a home purchase is mostly a consumption item, not an investment. Larger homes require more money to heat, cool, maintain, furnish, landscape, insure, upgrade, and clean. Try to buy a home closer to what you truly need rather than everything you could possibly want. Although a mortgage lender may approve you for a home costing 4-5 times your gross salary, you would do well to make sure your mortgage is less than two times your gross income. If you make $300,000, the general rule is that your loan amount should be less than $600,000.<\/p>\n<p>     But rookie home buyers usually don\u2019t realize how good their negotiating position is. While there are occasional seller\u2019s markets, home buyers should understand that it\u2019s a buyer\u2019s market most of the time. If you can avoid falling in love with a house, you may be surprised at just how good of a deal you can get on a perfectly acceptable house.<\/p>\n<ul class=\"link-list\">\n<li><a href=\"\/10-reasons-why-residents-shouldnt-buy-a-house\/\">Why Residents Shouldn\u2019t Buy a House<\/a><\/li>\n<li><a href=\"\/how-much-house\/\">How Expensive of a House Can I Afford?<\/a><\/li>\n<li><a href=\"\/buying-a-home-the-right-way\/\">How to Buy a Home the &#8220;Right Way&#8221;<\/a><\/li>\n<li><a href=\"\/6-reasons-the-rich-should-pay-off-their-mortgage-early\/\">Should You Pay Off Your Mortgage Early?<\/a><\/li>\n<li><a href=\"\/15-vs-30-year-mortgage\/\">15- vs. 30-Year Mortgage<\/a><\/li>\n<li><a href=\"\/pros-of-renting\/\">Is Renting Better Than Buying?<\/a><\/li>\n<li><a href=\"\/is-it-worth-it-to-refinance\/\">Is It Worth It to Refinance?<\/a><\/li>\n<li><a href=\"\/homeowners-insurance\/\">How Much Homeowners Insurance Do I Need?<\/a><\/li>\n<li><a href=\"\/10-errors-to-avoid-when-refinancing\/\">Errors to Avoid When Refinancing<\/a><\/li>\n<li><a href=\"\/mortgage-acceleration-really-work\/\">Does Mortgage Acceleration Really Work?<\/a><\/li>\n<li><a href=\"\/selling-a-home-by-owner-is-easier-than-you-think\/\">Selling a Home by Owner<\/a><\/li>\n<li><a href=\"\/principles-to-consider-when-doing-home-renovations\/\">Principles to Consider When Doing Home Renovations<\/a><\/li>\n<li><a href=\"\/purchasing-a-foreclosure\/\">Buying a Foreclosed Home<\/a><\/li>\n<li><a href=\"\/home-buying-on-active-duty\/\">Should You Buy a Home While on Active Duty?<\/a><\/li>\n<li><a href=\"\/reverse-mortgage-pros-cons\/\">Reverse Mortgage Pros and Cons<\/a><\/li>\n<li><a href=\"\/rolling-student-loans-into-mortgage\/\">Rolling Student Loans into a Mortgage \u2013 Should Doctors Do This?<\/a><\/li>\n<li><a href=\"\/new-construction-homes\/\">Are New Construction Homes Worth It?<\/a><\/li>\n<li><a href=\"\/what-happens-to-your-escrow-when-you-refinance\/\">What Happens to Your Escrow When You Refinance?<\/a><\/li>\n<\/ul>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n\n<section class=\"white learn\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-xxl-10 mx-auto text-center\">\n\t\t\t\t<h2 class=\"text-blue\">What Do You Want to Learn About?<\/h2>\n\t\t\t\t<div class=\"row justify-content-start justify-content-lg-center my-4 learn-icons row-cols-3 row-cols-md-4 row-cols-lg-5 row-cols-xl-auto g-4\">\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/invest\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Invest\"><\/i><br>\n\t\t\t\t\t\t\tInvest\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/debt\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-coins ikon-orange ikon-md\" alt=\"Get Out of Debt\"><\/i><br>\n\t\t\t\t\t\t\tGet out<br>of Debt\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/budget\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-money ikon-orange ikon-md\" alt=\"Budget and Spending\"><\/i><br>\n\t\t\t\t\t\t\tBudget &<br>Spending\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/asset-protection\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-protect-money ikon-orange ikon-md\" alt=\"Asset Protection\"><\/i><br>\n\t\t\t\t\t\t\tAsset<br>Protection\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/home-buying\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-housing ikon-orange ikon-md\" alt=\"Buy a Home\"><\/i><br>\n\t\t\t\t\t\t\tBuy a<br>Home\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/retirement\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-retirement ikon-orange ikon-md\" alt=\"Retirement\"><\/i><br>\n\t\t\t\t\t\t\tRetirement\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/make-more-money\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Make More $\"><\/i><br>\n\t\t\t\t\t\t\tMake<br>More $\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/reduce-taxes\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-tax-services ikon-orange ikon-md\" alt=\"Reduce Taxes\"><\/i><br>\n\t\t\t\t\t\t\tReduce<br>Taxes\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<h4 class=\"text-orange d-none d-lg-block\">Do You Need a Financial Professional? See Our <a href=\"\/recommended\/\" class=\"orange\">Recommended List<\/a><\/h4>\n\t\t\t\t<div class=\"d-lg-none\"><h3 class=\"text-orange\">Do You Need a Financial Professional?<\/h3><h5 class=\"text-orange fw-bold\" style=\"text-transform:none;\">See Our <a class=\"orange\" href=\"\/recommended\/\">Recommended List<\/a><\/h5><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\t\n<section class=\"blue-w\">\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col-lg-4 text-center text-lg-start\">\n\t\t\t\t<h2 class=\"text-white mb-4\">Become a White Coat Investor<\/h2>\n\t\t\t\t<p>Medical school may not have taught you about money, but we will.<\/p>\n\t\t\t\t<p class=\"d-none d-lg-block\"><em>We will never sell your information. 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Financially speaking, there are many significant benefits [&hellip;]","protected":false},"author":1009053,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"_acf_changed":false,"_wp_convertkit_post_meta":{"form":"-1","landing_page":"0","tag":"0","restrict_content":"0"},"footnotes":""},"class_list":["post-342579","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Physician Home Buying Resources | White Coat Investor<\/title>\n<meta name=\"description\" content=\"Explore essential home-buying resources tailored for physicians. 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