{"id":342580,"date":"2025-11-12T21:12:02","date_gmt":"2025-11-13T04:12:02","guid":{"rendered":"https:\/\/www.whitecoatinvestor.com\/budget\/"},"modified":"2025-11-12T21:12:02","modified_gmt":"2025-11-13T04:12:02","slug":"budget","status":"publish","type":"page","link":"https:\/\/www.whitecoatinvestor.com\/budget\/","title":{"rendered":"Physician Budget and Spending Resources"},"content":{"rendered":"<section class=\"hero budget-and-spending\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto hero-content text-center\">\n    <i class=\"ikon ikon-orange ikon-xxl ikon-money mb-4\"><\/i><\/p>\n<h1>Budget and Spending<\/h1>\n<div class=\"headline-underscore mx-auto\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<p class=\"mb-3 mt-0\">\n     In your financial life, you should strive to be excellent at five money activities. They are: 1) earning, 2) saving, 3) investing, 4) spending, and 5) giving. Some excel at the first two, but they aren\u2019t as good at spending. Some are great at investing but struggle with giving. Becoming superb at each of them will accelerate your journey to financial success.\n    <\/p>\n<h2 class=\"text-darkblue\">Finding the Balance Between Saving and Spending<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     For physicians and high income professionals, you can likely do anything you want, but you can\u2019t do everything you want and certainly not all at once. The truth is <a href=\"\/ten-reasons-doctors-spend-too-much-money\/\" target=\"_blank\">most doctors spend too much money<\/a>. Medscape surveys show that 25% of doctors in their 60s aren\u2019t millionaires despite decades with a high income.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/Hei54V4ry2Q\" class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">You Can\u2019t Do It All<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     A physician cannot choose to pay for an undergraduate education at an expensive institution with loans, get married, have two kids, have a stay-at-home spouse, borrow the entire cost of medical school including living expenses, go into a low-paying pediatric subspecialty, defer the loans during residency and fellowship, and then spend three years at an academic center before becoming a hospital employee at a non-501(c)(3) in order to spend more time with the kids. Meanwhile, they\u2019re buying a fancy physician home in a high cost of living area, get two nice cars on credit, have three more kids during training, put them all in private schools, vacation in Amsterdam, buy a boat, retire early, and choose a high-cost \u201cfinancial advisor\u201d who sells them lousy investments. <\/p>\n<p>     It just cannot be done. <\/p>\n<p>     There isn't enough income to cover all those choices. You could possibly do about a third of them and still be financially successful.<\/p>\n<p>     The most important aspect at the beginning of your financial journey is determining the right savings rate. If you start in residency (or at least shortly thereafter) putting 20% of your income away toward retirement, you'll never know what you're missing. Maxing out your retirement accounts will provide you with a lifetime of income, a big tax break, and protection of your assets from lawsuits.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/94NGvulExDw\"  class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Understand Where You Are Financially and Make a Spending Plan<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n     Any budget is better than no budget. If you've never done it, just write down every dime you spend for two or three months. That'll show you what your budget is now, whether you know it or not. Then, you can decide if you need to make some changes.<\/p>\n<p>     A budget IS a personal thing since it demonstrates where your priorities are. You might not think of it that way, but if your budget DOESN'T reflect your priorities, it's time to make a change. For example, some people may spend more on clothes, transportation, vacations, or their home. Others might direct a large chunk of money toward paying down debt or toward retirement. Still, others may give a lot to charity. Some may even be embarrassed to reveal that they're spending most of what they make\u2014or even more than they make. No wonder no one wants to talk about this.\n    <\/p>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/dqsvoMXAuZE\"  class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"darkblue\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-12 text-center text-white\">\n<h2 class=\"text-white\">Take Control of Your Financial Life<\/h2>\n<div class=\"headline-underscore centered\"><\/div>\n<p class=\"my-4\">Enroll in WCI Financial Boot Camp, a FREE educational email series, and learn to convert your high income to wealth<\/p>\n<div class=\"ck-form-container\">\n     \t\t<div class=\"row wci-ck-signup justify-content-center\">\n\t\t\t<div class=\"col-lg-7\">\n\t\t\t\t<form id=\"wci-ck-form-5622578\" class=\"d-lg-flex\" data-sv-form=\"5622578\">\n\t\t\t\t\t<input name=\"email\" type=\"email\" id=\"wci-ck-form-email-5622578\" class=\"form-control d-block d-lg-inline-block flex-grow-1 mb-3 mb-lg-0 mx-auto mx-lg-2\" placeholder=\"Email Address\" \/>\n\t\t\t\t\t<input type=\"submit\" class=\"btn btn-primary mx-2\" style=\"white-space:nowrap;\" id=\"wci-ck-form-submit-5622578\" value=\"Start Here\" \/>\n\t\t\t\t<\/form>\n\t\t\t<\/div>\n\t\t<\/div>\n\n        <div class=\"wci-ck-signup thank-you\">\n            <h5 class=\"eyebrow\">You're all set!<\/h5>\n            <p>You can unsubscribe anytime using the link at the bottom of any email.<\/p>\n        <\/div>\n\n\t\t<script>\n            jQuery('#wci-ck-form-5622578').on('submit', (e) => {\n\t\t\t\te.preventDefault();\n                const email = jQuery('#wci-ck-form-email-5622578').val();\n                if(email && \/(.+)@(.+){2,}\\.(.+){2,}\/.test(email)){\n                    fetch('https:\/\/api.convertkit.com\/v3\/forms\/5622578\/subscribe', {\n                        method: \"POST\",\n                        headers: { \"Content-Type\": \"application\/json; charset=utf-8\" },\n                        body: JSON.stringify({ api_key: '0AMKyMtso2Lf2MgcoenhEg', email })\n                    })\n                    .then(response => response.json())\n                    .then(data => {\n                        jQuery('.wci-ck-signup').hide();\n                        jQuery('.wci-ck-signup.thank-you').show();\n                    })\n                    .catch(error => {\n                        alert('We were unable to subscribe you. Please try again later.');\n                    });\n                } else {\n                    alert('Please provide a valid email.');\n                }\n            });\n        <\/script>\n\n\t\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Why Budgeting Is So Important<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3\">\n     It helps if you think of the <a href=\"\/best-personal-finance-software\/\" target=\"_blank\">process of budgeting<\/a> not as a constraining, boring process but rather as a <a href=\"\/10-reasons-to-go-for-early-financial-independence\/\" target=\"_blank\">plan for financial independence<\/a>. Tons of marriages break up over financial issues. Budgeting done properly can essentially <a href=\"\/7-ways-to-get-your-partner-on-board-financially\/\" target=\"_blank\">eliminate relationship fights<\/a> over money.\n    <\/p>\n<h2 class=\"text-darkblue mt-5\">Guidelines to Start Your Budget<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<ol class=\"mt-3\">\n<li><b>The Hardest Part Is Getting Started:<\/b> If you've never done it, just write down every dime you spend for two or three months. That'll show you what your budget is now, whether you know it or not.<\/li>\n<li><b>Minimize Fixed Expenses:<\/b> The idea is to have a relatively small percentage of your budget committed to fixed expenses. That gives you maximum flexibility in the event an unexpected expense comes up; you decide to make a major purchase; or, if heaven forbid, you lose your job (or, more likely, have a significant drop in your income).<\/li>\n<li><b>Save for Retirement Off the Top:<\/b> Maxing out your retirement accounts will provide you with a lifetime of income, a big tax break, and protection of your assets from lawsuits. If you start in residency (or at least shortly thereafter) putting 20% of your income away toward retirement, you'll never know what you're missing.<\/li>\n<\/ol>\n<div class=\"text-center mt-4\">\n     <iframe title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/vb2P614k5j4\"  class=\"youtube-container\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe>\n    <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"white\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">How to Prioritize Your Money<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"mt-3 mb-4\">\n     Doctors love this kind of thing\u2014a list that tells them exactly what to do with their money. Reality is a little more complicated than just a list, and a hardcore hobbyist can usually pick a few nits with any list. But they're still pretty useful as a rule of thumb.\n    <\/p>\n<div class=\"row mb-4\">\n<div class=\"col-lg-6 mb-4 mb-lg-0 text-center\">\n      <a href=\"https:\/\/static.whitecoatinvestor.com\/images\/resident-waterfall.jpg\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/static.whitecoatinvestor.com\/images\/resident-waterfall.jpg\" class=\"img-fluid\"><\/a><br \/>\n      <a href=\"https:\/\/static.whitecoatinvestor.com\/images\/resident-waterfall.jpg\" target=\"_blank\" class=\"fs-6 text-gray\">Click to Zoom In<\/a>\n     <\/div>\n<div class=\"col-lg-6 text-center\">\n      <a href=\"https:\/\/static.whitecoatinvestor.com\/images\/attending-waterfall.jpg\" target=\"_blank\"><img decoding=\"async\" src=\"https:\/\/static.whitecoatinvestor.com\/images\/attending-waterfall.jpg\" class=\"img-fluid\"><\/a><br \/>\n      <a href=\"https:\/\/static.whitecoatinvestor.com\/images\/attending-waterfall.jpg\" target=\"_blank\" class=\"fs-6 text-gray\">Click to Zoom In<\/a>\n     <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"row\">\n<div class=\"col-lg-12\">\n<div class=\"orange-horizontal-divider my-5\"><\/div>\n<div class=\"eyebrow\">The WCI Podcast<\/div>\n<h2 class=\"text-darkblue\">Featured Episodes on Budget and Spending<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<div class=\"row\">\n     \t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/when-is-it-time-to-stop-being-cheap-268\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/tDa4HiZZfJE\/sddefault.jpg');\" alt=\"When Is It Time to Stop Being Cheap\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">June 23, 2022<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=tDa4HiZZfJE\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/23509079\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/how-to-set-up-a-budget\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/jMRJJpzJaeU\/sddefault.jpg');\" alt=\"How to Set Up a Budget and Why It Can Be So Valuable\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">April 14, 2022<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=jMRJJpzJaeU\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/22769303\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"col-lg-4 mb-4 mb-lg-0\">\n\t\t\t\t\t\t<a href=\"\/you-need-a-budget-podcast-167\"><div class=\"featured-podcast-thumbnail\" style=\"background-image:url('https:\/\/i.ytimg.com\/vi\/rpsR1UWHwmo\/sddefault.jpg');\" alt=\"You Need a Budget\"><\/div><\/a>\n\t\t\t\t\t\t<span class=\"text-blue\">July 16, 2020<\/span><br>\n\t\t\t\t\t\t<a href=\"https:\/\/youtube.com\/watch?v=rpsR1UWHwmo\" class=\"btn btn-sm btn-darkBlue-outline me-2 \" target=\"_blank\" title=\"Watch on YouTube\"><i class=\"ikon ikon-xxs ikon-watch-solid me-1\"><\/i>Watch<\/a>\n\t\t\t\t\t\t<a href=\"https:\/\/play.libsyn.com\/embed\/episode\/id\/15219896\" class=\"btn btn-sm btn-darkBlue-outline \" target=\"_blank\"><i class=\"ikon ikon-xxs ikon-listen-solid me-1\"><\/i>Listen<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n    <\/div>\n<div class=\"row mt-lg-3\">\n<div class=\"col-12\">\n      <a href=\"\/wci-podcast\/\" class=\"orange\"><\/p>\n<h4 class=\"d-inline\">See All <span class=\"total-podcast-count\">400+<\/span> Episodes<\/h4>\n<p><\/a>\n     <\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"gray\">\n<div class=\"container\">\n<div class=\"row\">\n<div class=\"col-lg-10 col-xl-8 mx-auto\">\n<h2 class=\"text-darkblue\">Saving and Budgeting Resources<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n<ul class=\"link-list\">\n<li><a href=\"\/doctors-need-to-budget-too\/\">Doctors Need to Budget Too<\/a><\/li>\n<li><a href=\"\/you-need-a-budget-a-review\/\">You Need a Budget \u2013 A Review<\/a><\/li>\n<li><a href=\"\/a-tale-of-two-budgets\/\">A Tale of Two Budgets<\/a><\/li>\n<li><a href=\"\/examples-of-physician-budgets\/\">Real Life Examples of Physician Budgets \u2013 From the Frugal to the Extravagant<\/a><\/li>\n<li><a href=\"\/save-a-lot-of-money-to-retire\/\">You Need to Save A LOT of Money to Retire<\/a><\/li>\n<li><a href=\"\/safe-savings-rate\/\">What Percentage of Your Income Should You Save for Retirement?<\/a><\/li>\n<li><a href=\"\/i-forgot-to-save-for-retirement\/\">What to Do If You Didn't Save Enough for Retirement<\/a><\/li>\n<li><a href=\"\/yes-residents-can-save-for-retirement\/\">Yes, Residents Can Save for Retirement<\/a><\/li>\n<li><a href=\"\/friday-qa-series-7-ways-to-increase-your-savings-rate\/\">7 Ways to Increase Your Savings Rate<\/a><\/li>\n<li><a href=\"\/super-saving-for-an-early-retirement\/\">Super Saving for an Early Retirement<\/a><\/li>\n<li><a href=\"\/safe-savings-rate\/\">Safe Savings Rate<\/a><\/li>\n<li><a href=\"\/6-reasons-to-have-a-high-early-savings-rate\/\">6 Reasons to Have a High Early Savings Rate<\/a><\/li>\n<li><a href=\"\/catch-up-contributions\/\">Retirement Account Catch-up Contributions. It's Not Too Late!<\/a><\/li>\n<li><a href=\"\/what-does-live-like-a-resident-really-mean\/\">What Does Live Like a Resident Really Mean?<\/a><\/li>\n<\/ul>\n<h2 class=\"text-darkblue\">Resources on Spending<\/h2>\n<div class=\"headline-underscore\"><\/div>\n<p class=\"my-3\">\n<ul class=\"link-list\">\n<li><a href=\"\/ten-reasons-doctors-spend-too-much-money\/\">10 Reasons Doctors Spend Too Much Money<\/a><\/li>\n<li><a href=\"\/living-rich-by-spending-smart-a-review\/\">Living Rich by Spending Smart<\/a><\/li>\n<li><a href=\"\/multimillionaire-family-spending\/\">Multimillionaire Family Tracks Spending for a Year<\/a><\/li>\n<li><a href=\"\/intentional-spending\/\">Avoiding Buyer's Remorse with Intentional Spending<\/a><\/li>\n<li><a href=\"\/8-ways-to-spend-more-money\/\">8 Ways to Spend More Money<\/a><\/li>\n<li><a href=\"\/living-below-your-means\/\">Don't Deprive Yourself<\/a><\/li>\n<li><a href=\"\/loosening-the-purse-strings\/\">Loosening the Purse Strings<\/a><\/li>\n<\/ul>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n\n<section class=\"white learn\">\n\t<div class=\"container\">\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-xxl-10 mx-auto text-center\">\n\t\t\t\t<h2 class=\"text-blue\">What Do You Want to Learn About?<\/h2>\n\t\t\t\t<div class=\"row justify-content-start justify-content-lg-center my-4 learn-icons row-cols-3 row-cols-md-4 row-cols-lg-5 row-cols-xl-auto g-4\">\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/invest\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Invest\"><\/i><br>\n\t\t\t\t\t\t\tInvest\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/debt\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-coins ikon-orange ikon-md\" alt=\"Get Out of Debt\"><\/i><br>\n\t\t\t\t\t\t\tGet out<br>of Debt\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/budget\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-money ikon-orange ikon-md\" alt=\"Budget and Spending\"><\/i><br>\n\t\t\t\t\t\t\tBudget &<br>Spending\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/asset-protection\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-protect-money ikon-orange ikon-md\" alt=\"Asset Protection\"><\/i><br>\n\t\t\t\t\t\t\tAsset<br>Protection\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/home-buying\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-housing ikon-orange ikon-md\" alt=\"Buy a Home\"><\/i><br>\n\t\t\t\t\t\t\tBuy a<br>Home\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/retirement\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-retirement ikon-orange ikon-md\" alt=\"Retirement\"><\/i><br>\n\t\t\t\t\t\t\tRetirement\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/make-more-money\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-invest ikon-orange ikon-md\" alt=\"Make More $\"><\/i><br>\n\t\t\t\t\t\t\tMake<br>More $\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"col px-2 px-md-4\">\n\t\t\t\t\t\t<a href=\"\/reduce-taxes\/\">\n\t\t\t\t\t\t\t<i class=\"ikon ikon-tax-services ikon-orange ikon-md\" alt=\"Reduce Taxes\"><\/i><br>\n\t\t\t\t\t\t\tReduce<br>Taxes\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<h4 class=\"text-orange d-none d-lg-block\">Do You Need a Financial Professional? See Our <a href=\"\/recommended\/\" class=\"orange\">Recommended List<\/a><\/h4>\n\t\t\t\t<div class=\"d-lg-none\"><h3 class=\"text-orange\">Do You Need a Financial Professional?<\/h3><h5 class=\"text-orange fw-bold\" style=\"text-transform:none;\">See Our <a class=\"orange\" href=\"\/recommended\/\">Recommended List<\/a><\/h5><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\t\n<section class=\"blue-w\">\n\t<div class=\"container\">\n\t\t<div class=\"row justify-content-center\">\n\t\t\t<div class=\"col-lg-4 text-center text-lg-start\">\n\t\t\t\t<h2 class=\"text-white mb-4\">Become a White Coat Investor<\/h2>\n\t\t\t\t<p>Medical school may not have taught you about money, but we will.<\/p>\n\t\t\t\t<p class=\"d-none d-lg-block\"><em>We will never sell your information. 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